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Wednesday, 31 August 2016

5 ways to save money during maternity leave


They say there is never the right time to have children and that was certainly the case with us. Harry was a planned baby and I was in a secure job at the time so things worked out ok. With Heidi though I was half way through a university degree and money was very tight.

5 ways to save money during maternity leave
Three kids under the age of 4! YIKES! 

I couldn't believe it the following year when I found out we were pregnant again. We lived in a 2 bed upstairs flat at the time, I had just been made redundant from my job and the thought of three kids under 5 scared me A LOT. I believe everything happens for a reason though and do you know what, we managed just fine. It can be hard to imagine how you will cope financially when a new baby comes along but the simple answer is - you just do. I've put together 5 tips which should help you make the most of your maternity leave: 


1 - Are you entitled to any benefits or government help?

You never know until you check. Websites such as the Money Advice Service have been set up by the government to provide free and impartial money advice and should be your first port of call. You can also use entitledto.co.uk to check if you are entitled to any benefits and don't forget to see if you are eligible to claim a Sure Start Maternity grant too.

5 ways to save money during maternity leave

2 - Babyled weaning could be for you

Obviously check with a health visitor first but baby led weaning worked really well for us. Jars of ready made baby food usually cost upwards of 85p per jar. This works out at £17.85 per week or £928 per year. YIKES! With baby led weaning, you just give your little one some food from your plate and they just eat whatever you eat which really helps to keep the costs down. 

5 ways to save money during maternity leave

3 - Look out for FREE baby classes

Specialist baby classes can cost anything from £4 - £10 per class. By the time you include baby swimming lessons, baby yoga and messy play, the costs can really mount up. Sure Start centres and councils will often run free baby classes and local libraries and museums often plan a programme of term-time events that are low-cost/free of charge too. Ask your mum-friends, pop into your local SureStart or check out sites such as Netmums for listings.

5 ways to save money during maternity leave

4 - Store your baby items & clothing for future babies

You may think you don't want any more children but I say, never say never! Store all of your baby equipment away until you are definitely sure and then you won't have to pay out for prams. highchairs and cots twice. 

5 ways to save money during maternity leave

5 - Travel with your baby

Now this tip may be a little more unconventional but you will thank me for it once your babies start school and you are restricted by school holiday prices. Under 2's usually travel for free and when else will you get the chance to take a 4 week holiday abroad? Off-peak accommodation can work out very cheaply and if travel's your thing, I say go for it and save money on holidays whilst you still can.

5 ways to save money during maternity leave

I'd love to hear how you saved money during your maternity leave. 

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13 comments

  1. Oh gosh just look at them! They grow so fast. Totally agree with the travelling, it's never cheaper or easier than when they are babies. Lena had her first trip abroad aged 4 months. Just had my first experience of looking at school holidays and I'm appalled!!

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  2. It's not easy, is it. Kids cost a lot of money, even if you're trying to be frugal!

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  3. I really needed to read this right now so thank you! I'm a planner and I budget the Child Benefit we receive. I do an online shop at Asda that brings all nappies/wipes/milk for that month taking advantage of the regular offers on their wipes and nappies. The rest of it goes towards things like dummies/bibs/clothes and baby classes. I'm dying to take Ella abroad so hopefully we'll go next year.

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  4. I did read your blog post but I just kept thinking 'Awwww baby photos!'. Good idea about travelling while children are still very young. My Mam and Dad took me away a lot in my early years. Katie x

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  5. I will be going on maternity leave soon, but trying to get a clear answer about what I am entitled to with being self employed is a nightmare.

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  6. So true! You never know until you check and you might be entitled to some maternity income.

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  7. Adorable photos, I know a woman who went back to work 2 week after the birth of her baby!! She said she really needed the money. xx

    www.annanuttall.com

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  8. Great tips! It's always so easy to go mad on all those cute baby clothes.

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  9. We found loads of free baby classes when my mummy was on maternity leave, Facebook groups are really good to hunt them down locally :)

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  10. It must be really hard to save money when you've not got as much money coming in when you're on maternity leave. Going to groups and meeting people that way must be a great way to get out but not spend money x

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  11. These are some helpful ideas. I definitely wish I saved more of the baby gear we bought for my daughter.

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  12. Fab post. Money can be tight during maternity leave.

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  13. So many great tips - sending this post to my friend who is about to go on maternity leave xx

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I always love reading your thoughts and comments - Sam x

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